How To Accept Payment For A Car?

how to pay for a car private sale australia

To accept payment for a car, consider secure options like cash at a bank, bank cheques, or digital transfers with increased daily limits, ensuring safety and transparency in the transaction.

How To Pay For a Used Car

In the realm of car buying, private sales offer attractive deals but come void of the safety net provided by dealership purchases – the statutory used car warranty. 

This shift in the buying landscape exposes consumers to potential pitfalls, especially with unlicensed sellers who may conduct quick fixes to hide underlying issues before selling the vehicle.

Before you plunge into negotiations, conducting market research becomes pivotal.

 Understanding the market price for similar used vehicles, considering their model years and mileage, empowers you with valuable bargaining knowledge.

Making Informed Choices

Once a potential purchase is identified, basic checks, even without mechanical expertise, become essential to assess the car’s condition. 

Scheduling a daytime inspection, preferably at the seller’s residence, helps confirm the correspondence between the address on the registration papers and the seller’s location, assuring the authenticity of the owner.

Creating a checklist of queries and observations can aid in the evaluation process. Having a companion alone can often uncover unnoticed flaws and add an extra layer of assurance.

Assessing the Car’s Condition

Surface Inspection

  • Visual Scan: Look for paint bubbles or irregular colors that might signal panel damage.
  • Panel Alignment: Ensure seamless panel fitting and smooth door operations.
  • Tyre Examination: Check tire wear patterns for signs of steering or suspension issues.
  • Underneath Inspection: Inspect for oil leaks and potential damages.

Interior and Engine Evaluation

  • Interior Scrutiny: Inspect the upholstery for wear and tear, and verify the condition of seatbelts.
  • Under Bonnet Inspection: Check for oil or coolant leaks, worn-out rubber parts, and oil quality.

Essential Checks

  • VIN and PPSR Check: Verify the Vehicle Identification Number (VIN) to assess any finance owing or previous write-offs through the Personal Property Securities Register (PPSR).
  • Test Drive: Evaluate the vehicle’s performance, including smoothness in starting, idling, stopping, and gear changes. Listen for unusual noises or steering friction.
  • Manual Transmission Assessment: Test clutch engagement and gear shifting for smoothness.

Before Finalizing the Deal

  • Review Service Records: Check the service history and ensure the authenticity of all registration documents.
  • Negotiate Wisely: Understand the market price and negotiate based on identified faults or maintenance needs.

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Final Verifications

  • Professional Inspection: Seek a mechanic’s evaluation or a vehicle inspection for an unbiased assessment.
  • Transferring Ownership: Complete the Department of Transport’s Change of Ownership form within 14 days of purchase to avoid penalties.

Closing the Deal

  • Documentation: Ensure the seller submits necessary forms to the Department of Transport and gathers essential details for vehicle transfer.
  • Insurance Transfer: Transfer your insurance policy or purchase a new one, ensuring coverage from the date of the transfer.

Navigating a private purchase requires meticulous diligence and attention to detail at every step, safeguarding both your investment and peace of mind. 


Marcus Oliver

Article By Marcus Oliver

His qualifications and over 22 years experience in the cash for cars industry make him a renowned car valuation expert for vehicles of all conditions. As the Automotive Acquisition Specialist, a dedicated automotive buyer and as a Certified Car Appraiser,, he has shaped the company's narrative, emphasizing sustainable car recycling. His expertise and commitment have solidified Ezy Car Wreckers' reputation in Adelaide.